PAN card loan plan: You need to have important documents like Aadhaar card, voter card and PAN card because they are evidence of your acquaintance. But you know that with the help of these documents you can get a loan too? Yes, you can borrow by PAN card. Often we need a loan for some reason and for this we turn to banks. But the loan process from the bank can be long and complex. Therefore, today we are giving you information through which you can get a loan without any problem, at home, easily and fast.
PAN Card Loan Plan: PAN Card may take a personal loan
Today we tell you how to take a personal loan through a PAN card. You do not need more documents and this process is simple. PAN card is compulsory for any financial transaction in the country. This is a permanent 10 digit number, which has been issued by the Income Tax Department.
PAN card loan plan: The importance of debt from the PAN card
Without a PAN card you are not able to withdraw any major financial transactions or money from the bank. But you know that with the help of a PAN card you can get a loan too? The most essential document is the PAN card today. Apart from this you cannot open a bank account or you cannot offer income tax return.
PAN card loan plan: Personal loan is available without security
With a PAN card, you can get a personal loan up to Rs 50,000 without any security. Banks provide you with this loan without any guarantee or property mortgage. However, your CIBIL score must be good for this. As the insecure category comes in, the interest rate of the individual loan is higher than a home loan or car loan. This is the reason why banks do not lend more money on PAN card.
PAN card loan plan: Documents required for a personal loan
If you want to get a personal loan from a PAN card, you will need some important documents, including Aadhaar card, PAN card, salary slip, mobile number and bank account number. In addition, it is mandatory to have at least two years of work experience. Even if you are doing a job or business, your CIBL score should be good only if you get a personal loan.
PAN card loan plan: The process of borrowing from the PAN card
- First of all, you have to install a loan app immediately on your phone.
- After installing the app, the loan organization Website Go
- Register with your mobile number and email id.
- Now enter the bank account number or mobile number, which is connected to your PAN card.
- Enter the 10 digit PAN number.
- Some websites also have to upload the documents related to the income and scan copy of the PAN card.
- After the verification of the documents is completed, your loan will be approved and the amount will be deposited in your bank account.
Through this process you can easily take a personal loan through a PAN card.